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Wills and estates.
Alongside life insurance, wills and estates are two things most people donât want to think about, let alone do any planning around what happens to their assets when they die.
This is why 68% of Americans and about 50% of Canadians will give their heirs lots of headaches at death.
This week, The Art 2 Aging takes a very practical look at wills, estates, estate planning and death taxes.
We have engaged the expertise of a top financial planner in Toronto, Canada to help navigate the ins and outs of all this.
Even though tax and estate laws may vary from country to country, at a high level the financial concepts and strategies are very similar, if not identical.
This is vital content to know if you own anything, let alone anything of value!
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How many of us are working in jobs or professions that no longer fulfill us?
Plenty.
But most of us donât see a way out; we need to continue to work for the paycheck, to support our families, to pay our bills.
What we yearn for, while heading off each morning to a job that leaves us feeling empty, is an inner sense of meaning.
James Adams felt that way. He was a senior marketing executive with decades of experience, an entrepreneur in the food industry, and he was fed up.
So in his 60s, he embarked on perhaps the greatest risk of his profesinal life. He quit.
Walked away from his career.
Took up meditation and along the way began to find himself again.
He now teaches it to what he calls âforward thinking companiesâ.
James is our guest this week on The Art 2 Aging.
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The NBA kicked off its 79th season this past Tuesday, for those of you who are into basketball.
In 79 years, the game has come a long, long way. Itâs a truly international sport, the seventh most popular game in the world, according to World Atlas.
The NBA itself is international in terms of team rosters with 125 players from 40 different countries outside the United States donning team jerseys this season.
But weâll bet that the league has only seen one foreign player who is related to the Russian literary giant, Leo Tolstoy.
And that man is Tom Meschery, whose own journey to fame rivals that of his famous uncle and the subject of our encore episode this week on The Art 2 Aging.
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Did you know that 50% of American men between 65 and 74 take statins? How about women? Try 39% of women 75 and older.
There are a further 8 million people in the UK who take statins at a cost of 100 million pounds a year to the National Health Service.
What is going on? Do statins even work? Or are they just another drug to make Big Pharma even wealthier?
Well, this week, weâre going to deep dive into statins to see if they in fact work. To do that, we have brought back a former guest, Australian cardiologist Dr. Warrick Bishop.
And what he will tell you about statins, cholesterol, and heart health may amaze you.
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What does retirement look like for you? Have you thought about what youâll do with all that time on your hands?
All too often, we are told what a âretirement ageâ should be and then we are shown images of retired people enjoying long walks along beaches or lounging poolside on a cruise ship â in other words, we are almost spoon-fed stereotypes by marketing and advertising agencies.
Our guest this week on The Art 2 Aging begs to differ and she has the research to back up her contrarian views of what retirement is, when it should occur and why. Susan Bell is an Australian market researcher who has done her own in-depth market research and what she has to say about retirement is a breath of fresh air blowing through a room filled with stale air.
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So, youâre 53 years old and you get fired without warning. What do you do? Well, if youâre Gail Mercer-Mackay, you donât panic. You go to Arizona to play golf for two weeks and do some serious journaling as well.
What Gail discovered (besides still having a slice) was that she wanted to be a writer. Long story short, she did become a writer and founded a content creation company in the process.
Today, the company routinely earns revenue in the millions and at the age of 69, Gail is still going strong.
Hear her story this week on The Art 2 Aging.
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How should we be looking at aging in the 21st century?
There are a lot of ways we could tackle that question.
We could come at it from the point of view of health and medical breakthroughs occurring continually around longevity.
We could examine the question by considering whether or not we shift our thinking around retirement.
Or, like our guest this week, we take on all of the challenges and throw in the elephant in the room â ageism â at the same time.
Helen Hirsh Spence is a retired Canadian educator, TedX Talks speaker, writer and blogger whose excellent website, TopSixtyOverSixty is packed with information on ageing in the 21st century.
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Nearly 30 years ago, a University of Toronto professor named David Foot wrote a book called Boom, Bust and Echo.
The book dealt with how the global population was aging and how savvy investors could profit from the graying trend that would become a tidal wave. In fact, Foot referred to it in terms akin to those of a tidal wave.
The book was a best seller. 30 years ago. Foot wasnât blowing smoke; everything that he said would come to pass, did.
So, if he knew this and wrote a book about it, why are we still struggling to build enough retirement residences, long term care facilities and find the staff to run them? Why is funding for services for older people in such short supply? Why are employers pushing out older workers in favor of young, inexperienced employees?
Our guest this week on The Art 2 Aging is the CEO of a Canadian advocacy group called CanAge. Laura Tamblyn Watts outlines the parameters of what is an enormous challenge for governments, the public sector and the private sector as well.
A note: we apologize for the audio quality at the time the interview was recorded.
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Janice Walton and her husband, Dan, were married for more than 60 years. They made every decision, planned every holiday together.
For six decades.
They raised their two kids together, providing them with a safe and secure home environment.
Dan was the love of Janiceâs life when, overnight, their world went pear-shaped.
He began to experience signs of dementia. Janice found herself thrust into a role she was ill prepared for â that of a fulltime caregiver.
Then, Dan needed surgery. And after the surgery, his mind began to spin away even faster, to the point where Janice had to find a memory facility for him.
The facility was hit with Covid during the pandemic; Dan became infected and died.
Suddenly, for the first time in her adult life, she was alone.
This is a very personal story but one that is not unique. Itâs the story of a spouse hurled into the role of caregiver with no roadmap as a guide.
To try and deal with her grief, Janice began to write. A lot. Today, at the age of 85, she is the author of one book and a newsletter, Aging Well, on Substack.
Janice shares much of her story this week on The Art 2 Aging.
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Baby boomers have grown up with technology. Weâve seen enormous change over the past seven decades. Itâs staggering what has transpired since the days of telephone âpartyâ lines in homes, rotary dial phones, two or three TV channels via an outside antenna â the list goes on.
So, itâs always odd to hear someone who is NOT a baby boomer make the assumption that older people are clueless about technology. Weâre not.
But what can baffle us is the complexity of technology today. Which baffles many who are much younger, too.
It is difficult to stay on top of authenticator apps, IPTV apps (and how to configure them), two or three step ID security systems, modems, ethernet, etc. The technology is always changing and tricky to master.
Ezra Schwartz is a UX developer with more than 30 years experience designing interfaces that are clear and simple. His major complaint with technology â the industry in which he makes his living â is that apps and software platforms have become so complex that they are leaving many older people on the sidelines. Heâs our guest this week on The Art 2 Aging and he explains whatâs wrong and how to fix it.
Correction: Ezra Schwartz is a UX designer; he is not a UX developer. Our apologies to Ezra!
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A company called Rest Less has released the results of a survey it did on self employed individuals in the U.K.
Rest Less has a simple mission: help those in their 50s and older to find jobs. What their survey discovered is that a record number of individuals over 60 have become self-employed. This represents nearly a quarter of all of those in the U.K. who work for themselves.
It would be a real stretch to say that all those self-employed over 60 are dying to work for themselves. More likely, they are forced to because they canât find a job with a company. And thatâs likely because age discrimination, more commonly known as ageism, is keeping them on the sidelines.
This week, a conversation with Janine Vanderburg, a veteran consultant who has taken on the task of battling ageism in the workplace, trying to tear down the prejudice, stereotypes and discrimination at work that does such damage to those over 50 and also to the companies that reject their applications.
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Most of us blunder into retirement without any realization about how much our lives are going to change. Weâre entering unchartered waters.
Or, as our guest this week on The Art 2 Aging, Wayne Lehrer, would say, we are entering our third act without the knowledge of how to make it extraordinary.
Thatâs why Wayne looks at life as a play in three acts.
Act 1 is our personal development up to age 20.
Act 2 is when we begin striving for success, accumulation, wealth building and family.
Act 3 likely begins around age 60 and it could be the most challenging one of all.
Wayne has worn a few hats in his life: IMAX film maker, theme park designer, sculptor, and writer.
And as he wound his way through his own three-act play, he came to realize that it wasnât until he reached Act 3 that he began to understand what the play was really about. Listen this week on The Art 2 Aging.
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This week on The Art 2 Aging, we resume our conversation with Jim White. If youâre Canadian, then you will know what Presidentâs Choice is. As well as PC.
Well, thatâs Jim White.
And if youâve ever eaten a muffin from Starbuckâs, then you have consumed a Jim White recipe.
You have probably enjoyed food and beverage products from Costco, Walmart, Wegmanâs, Safeway and many other food retailers throughout the U.S. that have Jimâs moniker all over them.
Jim has enjoyed enormous success in the food and wine industries and heâs done so with very little fanfare.
Today, the final part of our interview with Jim as he relates how he moved from food to wine because, as Jim would put it, heâd never done it before and it sounded like fun.
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There arenât many entrepreneurs who can boast that they are responsible for not one but two case studies at the prestigious Harvard School of Business.
Or that they created the best selling cookie in Canada.
But Jim White can.
Jim is a 78 year old guy who lives with his wife in Napa Valley. He was born in the U.S. but became a Canadian citizen and lived in Canada for many years.
During his time north of the border, Jim had careers as a journalist, photographer and food critic, all of which led him down several amazing paths, making him a very successful man in the process.
Today, at 78, Jim is not slowing down one bit.
Jim White is our featured guest this week on The Art 2 Aging.
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Cell senescence. Oxidation. Inflammation.
These three terms represent what often happens to our cells as we grow older.
Cell senescence refers to cells that lose their fuel and slip back into idle. They arenât dead cells but theyâre basically useless cells that can become cancerous.
Oxidation is a process in the cells that impacts the cellâs electrical charge in a detrimental way and inflammation in healthy cells can lead to chronic diseases and ailments if left untreated.
The effect on our bodies is called aging.
Since we canât see whatâs going on in our cells, a surefire way to avoid any of these three issues is through the use of targeted supplements.
Our guest today is Dr. Barbara Barrett, a doctor of natural medicine who is an expert on supplement use. Her recommendations for supplement use will be an eye opener for those who listen to this episode of The Art 2 Aging.
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There is so much happening at the forefront of health and wellness right now that itâs difficult to know where to begin.
What science has discovered about the human body is that it is not chemically based but electrically based. This means your body is electrical and responds to electrical energy. In fact, the body can be healed electrically.
So, this week on The Art 2 Aging, weâre going to do just that: start to uncover a few universal secrets within the human body.
Our guest is Dr. Steve Small. Doc Steve, as he refers to himself, is someone youâre going to want to listen to.
Steve is a doctor of functional medicine who practices what he calls Quantum Integrative Medicine. He practices in L.A. and his patient list is quite literally a Whoâs Who of Hollywood.
What he has to tell you about frequency, vibration, and energy and how your body responds is going to blow you away. More than that, Doc Steve explains why the human body is electrical and how it can always be kept in a healthy state through the use of tiny electrical currents flowing from a hand-held device that is revolutionizing wellness.
Steveâs message is NOT just theory. Rather it is information you can really make use of. And it is in all likelihood the future of medicine.
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How do we measure victory?
Armed forces do it by defeating the enemy on the battlefield and in the air.
Sports teams do it by outscoring their opponents.
Athletes do it by setting world record times.
Politicians do it by winning elections.
You get the picture. But what about personal victories?
Okay, so what do we mean by personal victories? Well, why not ask Gary Buzzard?
For years, Gary wanted one thing more than any other: to call himself a writer.
Unfortunately, Gary listened to his ego voice and allowed it to defeat him, pin him down and make him swallow his dream.
But he wouldnât let go of his goal. And the universe listened, creating a series of episodes and situations in his life that finally got him to the point where Gary shouted, âEnough!â
In his late 70s, Gary reached his goal and he now calls himself a writer. So does everyone else, for that matter. And, they add, a damn good one, too.
Hereâs the story of how a man achieved his dream â despite his age.
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There may be one question that all of us, old and young, grapple with. We may not articulate it clearly but it goes something like this: does Life have a meaning?
The inherent folly in that question is based on an assumption that Life has the same meaning for all of us. In fact, nothing could be further from the truth. How could your life mean the same to you as my life means to me?
Now hereâs another question: what holds us back from finding meaning in our lives?
This week on The Art 2 Aging, we tackle both those questions in an interview with Peter Merry, Managing Director and Chief Innovation Officer at Ubiquity University in the Netherlands.
Peter discusses how we can discover that individual life meaning that gives each of us purpose, especially as we age into the senior years. And believe it or not, he does so by referencing quantum science.
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Everyone talks about the âstages of lifeâ: childhood, adolescence, adulthood, and then, the Big One â old age.
The problem with thinking in stages is that it has the effect of segregating life into different compartments. Thatâs exactly how marketers and advertisers think. They segregate the population into market segments.
Makes sense for them but hereâs the problem: when marketers who are in their own stage of life as adults think about those who are in that stage called âold ageâ, they fall down in their messaging attempts.
Because someone whoâs 38 or 45 canât think â or feel Ââ like someone who is 65 or 75. So, they fall back on stereotypes and inevitably get it wrong every time.
Thatâs where Dave McCaughan comes in. Dave has been in the marketing and advertising business for decades and he has made the aging cohort a study for the past 30 years.
In this weekâs episode of The Art 2 Aging, Dave describes how marketers have gone wrong and continue to go wrong with their marketing efforts to the older population.
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Tiny electrical currents, known as microcurrents, which can generate rapid healing within the body, allowed an NFL Hall of Famer to play in the Super Bowl only six weeks after breaking his leg and tearing his Achilles tendon. Terrell Owens was that player.
Microcurrent healing was in wide use in the late 19th century. And while it worked, it was never carefully studied or documented.
With the birth of the pharmaceutical age in the 1920s, what we now call frequency medicine faded from sight.
But in the mid 1990s, those tiny electrical currents shot back into prominence through the work of a chiropractic doctor named Carolyn McMakin. And she was responsible for Terrell Owens being able to play an impossible and spectacular game in the 2005 Super Bowl.
Today, Dr. McMakin is the undisputed global expert in Frequency Specific Microcurrent technology or FSM for short. Her treatment protocols are now standard with many NFL teams, as well as NHL and NBA teams. Why? Because it WORKS.
She is our guest this week on The Art 2 Aging.
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