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Michael Calma, Country Manager at Advance AI, introduces the company’s goal of enhancing financial inclusion by providing seamless identity verification and credit assessment tools powered by artificial intelligence. He reflects on his early hustles and learning programming in the 2000s, leading to key corporate roles, including his time at NEC where he acquired valuable hard skills. Transitioning back to the startup world, Mike helped build DDLS, an IT training center, and adapted the business during the pandemic. In 2022, he joined Advance AI, launching Credit Bureau Philippines to support the underbanked and highlighting early adopters like Skyro, a fast-growing POS loan provider leveraging Advance AI’s identity verification technology to serve thousands of customers daily. Mike concludes the conversation with a discussion on Advance AI’s accessible, API-driven platform for enterprises and startups including the company’s future goals to further enhance AI-driven security and credit solutions across Southeast Asia.
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Rene Cuartero is the Co-Founder and CEO of AHG Lab – the largest independent venture studio in the Philippines that empower entrepreneurs and enrich ecosystems. With extensive experience in leadership roles at multinational companies such as P&G, Deutsche Bank, and Morgan Stanley Capital International, Rene also made a significant impact with the Red Cross and Child and Youth Finance International, scaling operations to 150 countries. Finally, Rene shares how the pandemic inspired his return to the Philippines, where he founded AHG Lab. Under his leadership, it has grown into the country’s largest independent venture studio, empowering tech founders and startups through accelerator programs, services, and ecosystem funds to foster growth and innovation across Southeast Asia.
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Fehlende Folgen?
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Guaya Melgar, CEO/Co-Founder, and Adrian Co, CTO, share their journeys leading up to co-founding Mochi, a receivables management platform designed to improve billing and collections. Pete discusses his early self-taught coding experiences and forming a dev group, which led him to Proudcloud and later to Logitech. Meanwhile, Guaya reflects on her first startup, Vesl, which addressed credit access for small businesses, and how these experiences prepared her for Mochi’s creation. They both recount their initial meeting and partnership, explaining the intensive early product testing and the decision to build Mochi using TypeScript and Next.js for scalability, and Foxmont’s early investment that helped them launch. They share candid insights on navigating funding challenges, product bugs, and finding validation in their first paying customer, all while building a strong co-founder relationship based on transparency and resilience.
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Jay Olos, Founder and CEO of OneCFO, takes us through his path from humble beginnings to becoming a financial leader in the tech industry. He introduces OneCFO, his platform designed to make CFO services accessible to SMEs and startups and recounts his early entrepreneurial experiences, underscoring the grit and resilience instilled by his upbringing. Jay shares his journey from auditor to tech professional, explaining what inspired him to become an angel investor. He highlights his role in a NASDAQ exit and emphasizes the importance of CFOs in helping startups succeed financially. Reflecting on his time as CFO at GCash and PayMongo, he discusses his contributions to fundraising and scaling operations. Now, as CEO, Jay envisions OneCFO making financial guidance accessible to businesses of all sizes.
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Tina Amper, a pioneer in the Philippine startup ecosystem, shares her inspiring journey. Tina discusses how she founded Geeks On A Beach as a way to give back to the community and foster innovation in the tech space. She recounts her upbringing in Cebu, early exposure to government work, and her academic experience studying engineering at USC San Carlos before moving to the US. Tina’s career in tech began with her work on integrated circuits for the space industry, which led to navigating the challenges of adapting to US corporate culture. She also reflects on her time at Siemens and Western Digital, where she balanced an intense global tech career with her MBA studies. Finally, Tina shares insights on building Cebu’s tech community, growing Geeks On A Beach, and offers advice for female founders on resilience, grit and long-term vision.
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Macy Castillo is the Co-Founder and CEO of Enstack - an app that helps small businesses set up online stores, manage payments and handle shipping seamlessly. With a background in banking and tech, she significantly advanced e-commerce in the Philippines through her work with Zalora and Shopee. Launched in 2021, Enstack transforms SME operations by consolidating order management, inventory tracking, shipping, payments, and finances into one platform, addressing the crucial challenge of payment collection and enabling merchants to sell anytime, anywhere. Enstack, after securing $3 million in Series A funding from Mangrove Capital Partners, now serves over 70,000 SMEs with versatile tools for both online and offline commerce. Macy also encourages female founders to cultivate resilience, grit, and a focus on long-term success.
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Jeffrey Ong is the Co-founder and CEO of Mobee Group, a platform that facilitates car buying and selling in the Philippines. Jeffrey explains how Mobee serves both car owners and used car dealers by offering transparent pricing and ensuring seamless transactions. He discusses the growing demand for both new and used cars in the Philippines, driven by social mobility and poor public transportation. Jeffrey also shares his entrepreneurial journey, starting with early lessons from his family business and later corporate experiences at BMW. He reflects on his time scaling myTukar and expanding Carsome’s presence in Southeast Asia before founding Mobee. Finally, insights into Mobee’s future, including Kaya Founders’ investment and plans for growth through geographic expansion and tech development wraps up the discussion.
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Enrique Hormillo (CEO) and Miguel (Mixx) Locsin (COO) are the co-founders of DOON, a peer-to-peer car-sharing platform that transforms traditional rentals by linking car owners directly with renters. Enrique and Mixx share their rollercoaster journey from personal setbacks to raising $1.5 million in pre-seed funding to fuel growth and expansion, comprising $500,000 in equity and a $1 million debt facility. Investors include angel investors, family offices of tech entrepreneurs, and venture studio AHG Lab, DOON's first backer.
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Erika Aquino is the founder of M Squad, an organization dedicated to supporting women and minority-owned startups in the areas of sustainability, wellness, education and the future of work. Her career began with corporate roles at Shell, financial services, and as a PR manager at Mandarin Oriental before moving into the startup space with Lendo, where she played a key role in scaling the user base. Erika later took on leadership positions at Infinit-O, where she contributed to their foundation’s philanthropic efforts, and also founded Cebruery, Artisan Ales, a craft beer company in Cebu, which marked a major turning point in her career. The pandemic had a significant impact on her brewery, prompting her to shift focus toward startup investing. Today, she uses her extensive experience to mentor and guide startups globally, helping them achieve a balance between profit and purpose.
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Michael Bantigue Walter Boo are the dynamic co-founders of Invesko, a Filipino-founded investment platform, Invesko's growth was driven by a $1.6 million seed round from regional VC firms in early 2023. The company allows investors to build diversified portfolios with minimal capital by offering fractional shares, SIPC protection, and instant portfolios, thus promoting financial growth and security. Michael shares his journey from working with global brands like Starbucks and Lululemon to leading tech efforts in New York and Hong Kong. Walter, starting fresh in Singapore's startup scene, quickly rose to COO of Invesko. Together, they discuss their inspiration for Invesko, their mission to democratize investments in the Philippines, and the challenges of building a user-friendly stock trading platform.
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Georg Steiger is the CEO and Co-Founder of BillEase, a fintech company providing consumer loans and “Buy Now, Pay Later” services to the emerging middle class in the Philippines. Georg shares insights into how BillEase manages default risks and fosters customer loyalty, while drawing comparisons between the financial landscape of the Philippines and its neighboring markets. He recounts his career journey, beginning with law studies in Austria, shifting to IT, earning an MBA in the US, and working at McKinsey in retail banking. He narrates BillEase’s evolution from a cash lending service to an ecommerce financing platform, tackling hurdles like automating credit processes. The pandemic accelerated the shift to digital transactions, fueling BillEase’s rapid growth. Georg also discusses the company’s strides post-Series B funding and his growth as a founder, highlighting the value of co-founders, team building and cultivating a strong company culture.
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David Yao is the General Manager of Vertiv’s Manila Hub, a pivotal entity in delivering essential digital infrastructure and continuity solutions. Starting with his early influences and hustle lessons from his uncle, David’s path took him from studying architecture to becoming a pivotal figure in the tech industry. David recounts his time at Amazon, where he shifted from managing customer service to excelling in supply chain management, highlighting the value of understanding the big picture. Explore David’s role in transforming Emerson Network Power into Vertiv, including his establishment of a legal entity and the expansion of the team from 400 to 1,250 employees, while delivering innovative chipset thermal management technology solutions for data centers.
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Bianca Cruz Azurin is a leader in the future of work. Her passion for real estate and tech startups led her to flexible workspaces, where she expanded Acceler8 Coworking, earning it the title of Best Coworking Space for several years. She then moved into crypto and blockchain, driving business development at Moneybees and partnering with trusted names like Tambunting and Cebuana Lhuillier to make crypto more accessible in the Philippines. Now, Bianca heads 10XME Academy, focusing on equipping people with AI skills. Through 10XME, she helps individuals use generative AI to create new opportunities and reclaim their time.
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Khalid Keenan is the co-founder and CEO of Elevate Pay, a Y Combinator-backed startup that provides US dollar bank accounts to freelancers and remote workers in emerging markets. Khalid shares his journey from a software engineer to a fintech founder, offering insights into the challenges and triumphs of building a startup in the highly regulated financial industry. He also reflects on the pivotal moments that shaped Elevate Pay, including a move to East Africa and a strategic pivot that redefined the company’s mission.
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Martin Gonzalez is the bestselling author of “Bonfire Moment’ workshop, a transformative program designed to help startup founders and their teams step out of their daily pressures to resolve conflicts, realign with their mission, and prepare for future challenges through a structured, intense and reflective one-day session. Martin shares his experiences from his early career days at J&J and BCG to his transformative role at Google, providing invaluable insights into overcoming imposter syndrome and leveraging personal strengths. Learn the dynamics of co-founder relationships, the importance of structured thinking for entrepreneurial success and the thriving startup ecosystem in the Philippines.
This episode is brought to you by Aspire, UNO Digital Bank, Salmon and Lark
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Vince Rocha is the Founder and CEO of the Mylo Speech Buddy App, a groundbreaking application dedicated to aiding children with autism and speech delays in their speech development journey. Vince recounts his personal experience of raising a child with autism, which served as the catalyst for his mission to develop the Mylo App, providing crucial support to children facing similar challenges. He delves into the obstacles and successes of navigating the startup world, offering valuable insights on venture capital, sales strategies and maintaining a mission-driven focus.
This episode is brought to you by Aspire, UNO Digital Bank, Salmon and Lark
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Raffy Montemayor of Salmon Finance joins us in this episode to share how they were able to raise funding in the middle of a funding winter. He also shares the difficult milestones they had to unlock and why they acquired a rural bank to give more benefits to their consumers. Raffy also shares the rapid changes Salmon went through to keep up with their fast growth.
Founders Only is brought to you by PayMongo, Qapita, GoTyme, and SeekCap
Raffy's Top 5 Founders
Pavel Fedorov: https://www.pavelfedorov.info/
George Chesakov: https://www.linkedin.com/in/georgechesakov/
Donnah Alcoseba-Montemayor: https://www.linkedin.com/in/donnahmontemayor/
Steve Jobs: https://www.apple.com/stevejobs/
Elon Musk: https://x.com/elonmusk
Raffy Montemayor - https://www.linkedin.com/in/raffymontemayor/
Salmon Rural Bank of Sta. Rosa Laguna - https://salmon.ph/ruralbankofstarosalaguna
Salmonph - https://salmon.ph/
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Carlo Valencia of Startup Training PH joins us in this episode to discuss the fundamentals that founders often overlook in launching their startup. Carlo also discusses remedies in overcoming the key basic mistakes founders often do.
Founders Only is brought to you by PayMongo, Qapita, GoTyme, and SeekCap
Carlo's Top 5 Founders
Shumate Royo- https://ph.linkedin.com/in/shumateroyo
MK Bertulfo- https://ph.linkedin.com/in/mkbertulfo/tl
Gian dela Rama- https://bit.ly/443eN11
Paul Rivera- https://bit.ly/3WKsnnH
Christian Blanquera- https://bit.ly/3qeD7ze
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Artie Lopez joins us in this episode to share his unique journey coming from a startup coach to become a startup Founder. He also shares the incredible hustle that startups do in order to survive in an investment winter where runways are short. He also shares an amazing #FoundersOnlyTop5 brought to you by Shoppable Business.
Founders Only is brought to you by PayMongo, Qapita, GoTyme, and SeekCap
Artie’s Top 5 Founders
Ray Refundo: https://bit.ly/46hCq8r
Gab Benito: https://bit.ly/3soJKjb
Roland Ros & Rexy Dorado: https://bit.ly/3IXZQp2
Sergius Santos, Bradley Cua and Matt Levin Tan
Jason Deniega, Adrian Dayrit & Dan
Special Mention:
Don Pansacola and Aldrich Lim
Lionel Belen
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ER Rollan, Founder and CEO of GrowSari, joins us in this episode to discuss the massive tradeoffs that founders make to chase their startup success along with the pros and cons of making these life decisions. ER also shares the tough decisions they made after raising Series C to make GrowSari continue growing.
Founders Only is brought to you by PayMongo, Qapita, GoTyme, and SeekCap
ER Rollan Hustleshare Episode:
https://bit.ly/3PUPcUl
https://bit.ly/3Da0ht5
ER's Top 5 Founders:
Mel Nava - https://bit.ly/3MLZTFC
Bela and Nishant D'Souza - https://bit.ly/3NSnDII
George Royeca - https://bit.ly/3OZFKPi
Steve Sy - https://bit.ly/44fu8fB
Brian Cu - https://bit.ly/3NXcTcm
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