Folgen
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Welcome to the Retirement Power Hour with Joe Allaria, CFPÂź. In episode 35, we break down the 2025 retirement contribution limits and key tax changes you need to know. Learn about updates to IRAs, Roth IRAs, 401(k)s, SIMPLE IRAs, and moreâincluding the new provisions introduced by Secure Act 2.0.
Key Topics Discussed:
IRA and Roth IRA contribution limits and phase-outs
New 401(k) and SIMPLE IRA catch-up provisions
Changes to tax brackets, standard deductions, and Social Security wage base
HSA contribution updates for 2025
If you enjoyed this episode, make sure to check out our podcast Whole Life Vs. Term Life
Submit Your Questions
To submit a listener question, visit our website, and enter the details of your question.
Leave a Review
Visit https://www.retirementpowerhourpodcast.com/ to leave a review on Apple Podcasts or Spotify.
Disclaimer:
All material discussed on this podcast is for educational purposes only and should not be construed as individual tax, legal, or investment advice. Investing involves risk of loss and investors should be prepared to bear potential losses. Past performance may not be indicative of future results. Joe Allaria is an Investment Adviser Representative of CarsonAllaria Wealth Management, Ltd., a Registered Investment Advisory firm. Information discussed on this podcast may be derived from third parties that are believed to be reliable, but CarsonAllaria Wealth Management does not control or guarantee the accuracy or timeliness of such information and disclaims all liability for damages resulting from such sources. Any references to third parties are provided as a convenience and do not constitute an endorsement.
Learn more about CarsonAllaria Wealth Management at https://carsonallaria.com/
Invest Wiser & Retire Better! -
In this episode, Joe Allaria, CFPÂź, and Jay Waters dive deep into the pros and cons of two popular types of life insurance: Term Life and Whole Life. While both offer unique benefits, choosing the right policy depends on your individual financial goals.
Key Terms Discussed:
-Term Life Insurance
-Whole Life Insurance
-The Cash Value Debate
-Guaranteed Dividends
-Buy Term, Invest the RestWhether youâre new to life insurance or reassessing your coverage, this episode will help you understand the key differences between these two policies and give you the tools to make an informed decision.
If you enjoyed this episode, make sure to check out our podcast How Much Life Insurance Do I Need?
Submit Your Questions
To submit a listener question, visit our website, and enter the details of your question.
Leave a Review
Visit https://www.retirementpowerhourpodcast.com/ to leave a review on Apple Podcasts or Spotify.
Disclaimer:
All material discussed on this podcast is for educational purposes only and should not be construed as individual tax, legal, or investment advice. Investing involves risk of loss and investors should be prepared to bear potential losses. Past performance may not be indicative of future results. Joe Allaria is an Investment Adviser Representative of CarsonAllaria Wealth Management, Ltd., a Registered Investment Advisory firm. Information discussed on this podcast may be derived from third parties that are believed to be reliable, but CarsonAllaria Wealth Management does not control or guarantee the accuracy or timeliness of such information and disclaims all liability for damages resulting from such sources. Any references to third parties are provided as a convenience and do not constitute an endorsement.
Learn more about CarsonAllaria Wealth Management at https://carsonallaria.com/
Invest Wiser & Retire Better! -
Fehlende Folgen?
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Welcome to Retirement Power Hour! In Episode 33, host Joe Allaria, CFPÂź, discusses the key factors in determining how much life insurance you need. He covers important considerations like paying off mortgages, covering future expenses for children, and replacing income for a spouse, along with strategies for wealth transfer and estate tax planning. Joe also explains the difference between term and permanent life insurance, helping you decide what best suits your needs.
If you enjoyed this episode, make sure to check out our podcast Can I Retire with $1M at age 60?
Submit Your Questions
To submit a listener question, visit our website, and enter the details of your question.
Leave a Review
Visit https://www.retirementpowerhourpodcast.com/ to leave a review on Apple Podcasts or Spotify.
Disclaimer:
All material discussed on this podcast is for educational purposes only and should not be construed as individual tax, legal, or investment advice. Investing involves risk of loss and investors should be prepared to bear potential losses. Past performance may not be indicative of future results. Joe Allaria is an Investment Adviser Representative of CarsonAllaria Wealth Management, Ltd., a Registered Investment Advisory firm. Information discussed on this podcast may be derived from third parties that are believed to be reliable, but CarsonAllaria Wealth Management does not control or guarantee the accuracy or timeliness of such information and disclaims all liability for damages resulting from such sources. Any references to third parties are provided as a convenience and do not constitute an endorsement.
Learn more about CarsonAllaria Wealth Management at https://carsonallaria.com/
Invest Wiser & Retire Better! -
Welcome to Retirement Power Hour! In Episode 32, host Joe Allaria, CFPÂź, interviews Scott Carson, a seasoned wealth advisor with over 30 years of experience. Scott, a senior wealth advisor at CarsonAllaria Wealth Management, shares valuable insights from his extensive career in financial planning.
If you enjoyed this episode, make sure to check out our latest podcast Can I Retire with $1M at age 60?
Submit Your Questions
To submit a listener question, visit our website, and enter the details of your question.
Leave a Review
Visit https://www.retirementpowerhourpodcast.com/ to leave a review on Apple Podcasts or Spotify.
Disclaimer:
All material discussed on this podcast is for educational purposes only and should not be construed as individual tax, legal, or investment advice. Investing involves risk of loss and investors should be prepared to bear potential losses. Past performance may not be indicative of future results. Joe Allaria is an Investment Adviser Representative of CarsonAllaria Wealth Management, Ltd., a Registered Investment Advisory firm. Information discussed on this podcast may be derived from third parties that are believed to be reliable, but CarsonAllaria Wealth Management does not control or guarantee the accuracy or timeliness of such information and disclaims all liability for damages resulting from such sources. Any references to third parties are provided as a convenience and do not constitute an endorsement.
Learn more about CarsonAllaria Wealth Management at https://carsonallaria.com/
Invest Wiser & Retire Better! -
Can you retire with $1M at age 60? Tune in to Episode #31 as host Joe Allaria, CFPÂź, discusses the different factors that impact the answer, including your retirement expenses, other income, Social Security, and more.
If you enjoyed this episode, make sure to check out our latest podcast on How to Retire Early Using Phases
Submit Your Questions
To submit a listener question, visit our website, and enter the details of your question.
Leave a Review
Visit https://www.retirementpowerhourpodcast.com/ to leave a review on Apple Podcasts or Spotify.
Disclaimer:
All material discussed on this podcast is for educational purposes only and should not be construed as individual tax, legal, or investment advice. Investing involves risk of loss and investors should be prepared to bear potential losses. Past performance may not be indicative of future results. Joe Allaria is an Investment Adviser Representative of CarsonAllaria Wealth Management, Ltd., a Registered Investment Advisory firm. Information discussed on this podcast may be derived from third parties that are believed to be reliable, but CarsonAllaria Wealth Management does not control or guarantee the accuracy or timeliness of such information and disclaims all liability for damages resulting from such sources. Any references to third parties are provided as a convenience and do not constitute an endorsement.
Learn more about CarsonAllaria Wealth Management at https://carsonallaria.com/
Invest Wiser & Retire Better! -
Do you want to retire now and gain more freedom sooner? The answer could be yes, but the path to achieving it might differ from what you imagine. In episode #30 of the Retirement Power Hour, Joe Allaria, CFPÂź, and Mark Allaria, CFPÂź, sit down and discuss ways you can retire early using phases. Many people envision retirement as abruptly shifting from a 40-hour workweek to working zero hours. However, incorporating a semi-retirement phase can allow you to experience retirement earlier and can offer additional benefits.
If you enjoyed this episode, make sure to check out our latest podcast on How to Reduce Taxes with Charitable Giving.Submit Your Questions
To submit a listener question, visit our website, The Retirement Power Hour Website and enter the details of your question.Leave a Review
Visit The Retirement Power Hour Website to leave a review on Apple Podcasts or Spotify.Disclaimer:
All material discussed on this podcast is for educational purposes only and should not be construed as individual tax, legal, or investment advice. Investing involves risk of loss and investors should be prepared to bear potential losses. Past performance may not be indicative of future results. Joe Allaria is an Investment Adviser Representative of , a Registered Investment Advisory firm. Information discussed on this podcast may be derived from third parties that are believed to be reliable, but CarsonAllaria Wealth Management does not control or guarantee the accuracy or timeliness of such information and disclaims all liability for damages resulting from such sources. Any references to third parties are provided as a convenience and do not constitute an endorsement.Learn more about CarsonAllaria Wealth Management at https://carsonallaria.com/
Invest Wiser & Retire Better!
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Are you tired of donating cash to charities and missing out on potential tax savings? In this episode of the Retirement Power Hour, Joe Allaria, CFPÂź, provides four different ways, including Gifting Appreciated Shares, Qualified Charitable Distributions (QCDs), Bunching Donations Into One Year, and Mega-Bunching with Donor Advised Funds, that you can use to reduce your taxes while still giving to the charities that you care about.
Resources Mentioned on the Show:
âą Charitable Donations Using Stock Not Cash
âą Can I Lower My Taxes with a Donor Advised Fund
âą Lowering Taxes with QCDs
If you enjoyed this episode, make sure to check out our latest podcast on The Stock Market During an Election Year.Submit Your Questions
To submit a listener question, visit our website, The Retirement Power Hour Website and enter the details of your question.Leave a Review
Visit The Retirement Power Hour Website to leave a review on Apple Podcasts or Spotify.Disclaimer:
All material discussed on this podcast is for educational purposes only and should not be construed as individual tax, legal, or investment advice. Investing involves risk of loss and investors should be prepared to bear potential losses. Past performance may not be indicative of future results. Joe Allaria is an Investment Adviser Representative of , a Registered Investment Advisory firm. Information discussed on this podcast may be derived from third parties that are believed to be reliable, but CarsonAllaria Wealth Management does not control or guarantee the accuracy or timeliness of such information and disclaims all liability for damages resulting from such sources. Any references to third parties are provided as a convenience and do not constitute an endorsement.Learn more about CarsonAllaria Wealth Management at https://carsonallaria.com/
Invest Wiser & Retire Better!
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The 2024 presidential election has caused many investors to wonder if they should be doing anything differently. Is it safe to stay invested in stocks and bonds during this time, or should investors move their money to the sidelines until later this year? In Episode #28 of the Retirement Power Hour, Joe Allaria, CFPÂź, talks with Jake DeKinder, Head of Client Communications and Vice President at Dimensional Fund Advisors, about what the stock market has done in the past during election years and if the 2024 election year is different.
About Our Guest
As Head of Client Communications, Jake helps develop the messaging and communication strategy for Dimensionalâs Global Client Group. In this role, he interacts closely with clients to understand their needs and challenges and best align the resources of Dimensional to produce content and materials that will support clients in their business. Prior to joining Dimensional, Jake owned and operated a restaurant franchise in the Atlanta, Georgia, area.
A CFAÂź charterholder, Jake earned his MBA and MPA from the McCombs School of Business at the University of Texas at Austin and his BBA from the Goizueta Business School at Emory University.Resources Mentioned on the Show
How Much Impact Does the President Have on Stocks?
If you enjoyed this episode of the Retirment Power Hour, check out our Podcast on Cybersecurity: How to Stay Secure Online
Listener Question
I am trying to get information on spousal benefits and just watched your episode 12, excellent presentation. My husband is 73 and began taking SS benefits at full retirement age. I am now 66 and eligible for my own full retirement benefit, but a financial advisor recommended filing for the spousal benefit until switching to my own (higher) benefit at age 70. Do we both need to be born before 1953 for me to have this option? If you can answer, that would be so helpful since it is very difficult to get an appointment with SSASubmit Your Questions
To submit a listener question, visit our website, The Retirement Power Hour Website and enter the details of your question.Leave a Review
Visit The Retirement Power Hour Website to leave a review on Apple Podcasts or Spotify.Disclaimer:
All material discussed on this podcast is for educational purposes only and should not be construed as individual tax, legal, or investment advice. Investing involves risk of loss and investors should be prepared to bear potential losses. Past performance may not be indicative of future results. Joe Allaria is an Investment Adviser Representative of , a Registered Investment Advisory firm. Information discussed on this podcast may be derived from third parties that are believed to be reliable, but CarsonAllaria Wealth Management does not control or guarantee the accuracy or timeliness of such information and disclaims all liability for damages resulting from such sources. Any references to third parties are provided as a convenience and do not constitute an endorsement.Learn more about CarsonAllaria Wealth Management at https://carsonallaria.com/
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In Episode #27 of the Retirement Power Hour, Joe Allaria, CFPÂź, talks about various ways you can protect yourself online from cybersecurity attacks, phishing attempts, and other forms of attempted fraud.
Resources Mentioned on the Show:
As Nationwide Fraud Looses Top $10 Billion in 2023 Identity Theft: 15 Ways to Protect Against Cyber AttacksIf you enjoyed this episode, make sure to check out our latest podcast on Social Security: Will I Get It?
Submit Your Questions
To submit a listener question, visit our website, https://www.retirementpowerhourpodcast.com, and enter the details of your question.
Leave a ReviewVisit The Retirement Power Hour to leave a review on Apple Podcasts or Spotify.
Disclaimer:All material discussed on this podcast is for educational purposes only and should not be construed as individual tax, legal, or investment advice. Investing involves risk of loss and investors should be prepared to bear potential losses. Past performance may not be indicative of future results. Joe Allaria is an Investment Adviser Representative of a Registered Investment Advisory firm. The information discussed on this podcast may be derived from third parties that are believed to be reliable, but CarsonAllaria Wealth Management does not control or guarantee the accuracy or timeliness of such information and disclaims all liability for damages resulting from such sources. Any references to third parties are provided as a convenience and do not constitute an endorsement.
Learn more about CarsonAllaria Wealth Management at https://carsonallaria.com/
Invest Wiser & Retire Better! -
In 10 years will you be able to rely on Social Security to be there for you? In episode 26 of the Retirement Power Hour, Joe Allaria, CFP Âź, talks about if Social Security is going to pay out benefits in the future and a six-part plan on how to fix Social Security.
To learn more on this topic, take a look at our article on Social Security: Will I Get It?If you enjoyed this episode, make sure to check out our latest podcast on 2024 Stock Market Predictions
Resources Mentioned on the Show:
The Reformer: An Interactive Tool to Fix Social Security
Submit Your Questions
To submit a listener question, visit our website, https://www.retirementpowerhourpodcast.com, and enter the details of your question.
Leave a Review
Visit https://www.retirementpowerhourpodcas... to leave a review on Apple Podcasts or Spotify.
Disclaimer:
All material discussed on this podcast is for educational purposes only and should not be construed as individual tax, legal, or investment advice. Investing involves risk of loss and investors should be prepared to bear potential losses. Past performance may not be indicative of future results. Joe Allaria is an Investment Adviser Representative of a Registered Investment Advisory firm. The information discussed on this podcast may be derived from third parties that are believed to be reliable, but CarsonAllaria Wealth Management does not control or guarantee the accuracy or timeliness of such information and disclaims all liability for damages resulting from such sources. Any references to third parties are provided as a convenience and do not constitute an endorsement.
Learn more about CarsonAllaria Wealth Management at https://carsonallaria.com/
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Can we trust these large financial institutions that claim to know what the market is going to do? In this episode of the Retirement Power Hour, Joe Allaria, CFP Âź, sits down with fellow financial advisor, Jay Waters, to talk about what happened in 2023, what the âexpertsâ say is going to happen in 2024, and why to think twice before listening to what these large financial institutions predict.
If you enjoyed this episode, make sure to check out our latest podcast on How to Pay 0% in Capital Gains Tax.
Resources Mentioned on the Show:
Europe Stocks End 2023 Up 12.64%, cnbc.com
Current US Inflation Rates, usinflationcalculator.com
Up and down days in the US market, insight.factset.com
Unloved Healthcare Stocks, reuters.com
Apple Inc. (AAPL) performance review, finance.yahoo.com
3 Market Predictions for 2024, blackrock.com
2024 U.S. Stock Market Outlook, morganstanley.com
2024 Stock Market Forecast, forbes.com
10 Stock Market Predictions for 2024, fool.com
Harry Dent: Biggest Crash of our Lifetime, foxbusiness.com
Listener Question
What do you think the market will do in 2024?
Submit Your Questions
To submit a listener question, visit our website, https://www.retirementpowerhourpodcast.com/, and enter the details of your question.
Leave a Review
Visit https://www.retirementpowerhourpodcast.com/ to leave a review on Apple Podcasts or Spotify.
Disclaimer:
All material discussed on this podcast is for educational purposes only and should not be construed as individual tax, legal, or investment advice. Investing involves risk of loss and investors should be prepared to bear potential losses. Past performance may not be indicative of future results. Joe Allaria is an Investment Adviser Representative of a Registered Investment Advisory firm. The information discussed on this podcast may be derived from third parties that are believed to be reliable, but CarsonAllaria Wealth Management does not control or guarantee the accuracy or timeliness of such information and disclaims all liability for damages resulting from such sources. Any references to third parties are provided as a convenience and do not constitute an endorsement.
Learn more about CarsonAllaria Wealth Management at https://carsonallaria.com/ -
Is it even possible to pay 0% in Capital Gains Tax? In this episode of the Retirement Power Hour, Joe Allaria, CFPÂź, explains 4 strategies to NOT pay any capital gains tax, including gain harvesting, donating appreciated shares of securities, tax-loss harvesting, and not selling at all (but instead leaving your shares to your heirs).
If you enjoyed this episode, make sure to check out our last podcast on How to Not Fail at Retirement with Author Mike Drak.
Resources Mentioned on the Show:
Smart Charitable Giving: How to Receive the Full Tax Benefits of Your Giving [VIDEO]
Charitable Donations Using Stock, Not Cash [BLOG]Listener Question
I am 65 years old. I am a self-employed contractor and am earning (as an employee) 36K per year. I do not want to retire, but I want to collect social security benefits and keep working. My estimated yearly SS benefit is 26K. I can earn 21K as an employee. I plan to keep working, then at full retirement age collect 36K in wages from the business. Does this plan make any sense?
Submit Your Questions
To submit a listener question, visit our website, https://www.retirementpowerhourpodcast.com and enter the details of your question.
Leave a Review
Visit https://www.retirementpowerhourpodcast.com to leave a review on Apple Podcasts or Spotify.
Disclaimer:
All material discussed on this podcast is for educational purposes only and should not be construed as individual tax, legal, or investment advice. Investing involves risk of loss and investors should be prepared to bear potential losses. Past performance may not be indicative of future results. Joe Allaria is an Investment Adviser Representative of , a Registered Investment Advisory firm. Information discussed on this podcast may be derived from third parties that are believed to be reliable, but CarsonAllaria Wealth Management does not control or guarantee the accuracy or timeliness of such information and disclaims all liability for damages resulting from such sources. Any references to third parties are provided as a convenience and do not constitute an endorsement.
Learn more about CarsonAllaria Wealth Management at https://carsonallaria.com/. -
Most people are worried about having enough money saved for retirement; but financial planning alone, without lifestyle planning, is a ticket to Retirement Hell. In this episode of The Retirement Power Hour, Joe Allaria, CFPÂź, sits down with Author Mike Drak to discuss his book âLongevity Lifestyle by Designâ and how to avoid failing at retirement.
About Our Guest
After a thirty-eight-year career within the financial services industry, Mike Drak experienced what he has now termed âretirement shockâ. As a result, Mike spent the next 6 years doing research about retirement which resulted in his best-selling books âLongevity Lifestyle by Designâ and âVictory Lap Retirementâ based on his realization that full-stop retirement doesnât work for most people." Mike works with his wife, an investment advisor, to help clients design a fulfilling retirement.Along with being a best-selling author, Mike is also a public speaker and retirement lifestyle designer. He has received awards for his writing, and you can find his articles at Booming Encore.
Resources Mentioned on the Show
Download the Book and Worksheet here for free
Longevity Lifestyle by Design on Amazon
Listener Question
I am trying to get information on spousal benefits and just watched your episode 12, excellent presentation. My husband is 73 and began taking SS benefits at full retirement age. I am now 66 and eligible for my own full retirement benefit, but a financial advisor recommended filing for the spousal benefit until switching to my own (higher) benefit at age 70. Do we both need to be born before 1953 for me to have this option? If you can answer, that would be so helpful since it is very difficult to get an appointment with SSASubmit Your Questions
To submit a listener question, visit our website, https://www.retirementpowerhourpodcas... , and enter the details of your question.Leave a Review
Visit https://www.retirementpowerhourpodcas... to leave a review on Apple Podcasts or Spotify.Disclaimer:
All material discussed on this podcast is for educational purposes only and should not be construed as individual tax, legal, or investment advice. Investing involves risk of loss and investors should be prepared to bear potential losses. Past performance may not be indicative of future results. Joe Allaria is an Investment Adviser Representative of , a Registered Investment Advisory firm. Information discussed on this podcast may be derived from third parties that are believed to be reliable, but CarsonAllaria Wealth Management does not control or guarantee the accuracy or timeliness of such information and disclaims all liability for damages resulting from such sources. Any references to third parties are provided as a convenience and do not constitute an endorsement.Learn more about CarsonAllaria Wealth Management at https://carsonallaria.com/
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Without your health how could you enjoy your retirement? The time is now to invest in your health! In this episode, Joe Allaria, CFPÂź, gets the chance to sit down and talk with Dr. Tibor Kopjas and discuss ways to stay healthy, get fit, and feel great in retirement.
About Our Guest
Dr. Tibor Kopjas, a practitioner for over 30 years in Maryville, IL. He returned to his original vision of patient-focused healthcare in 2019 when he began partnering with MDVIP to prioritize personalized care.
Resources Mentioned
MD VIP Website
Dr.Kopjas.comListener Question
I was born in 1953. I have been collecting 1/2 of my husbandâs SS benefits and continuing to grow my own. As I turned 70 in February, how long can I continue to collect 1/2 of his? Is there an age limit? Thank you for your time.I am (husband) 69 years old, still working, not claiming social security. My wife is 70 years old and was born in May 1953. She has been receiving social security for the last 2yrs based on her short working years and her benefits are much smaller. Can she claim spousal benefits based on my working record, but I have not claimed SS yet? Planning to take my SS next year when I turn 70 yrs. Thank you in advance.My husband is already drawing his benefitsâŠhe was born in October of 1952. Iâll hit FRA in September of 2023. Do I qualify for the restricted filing application?Submit Your Questions
To submit a listener question, visit our website, https://www.retirementpowerhourpodcas... , and enter the details of your question.
Leave a Review
Visit https://www.retirementpowerhourpodcas... to leave a review on Apple Podcasts or Spotify.
Disclaimer:
All material discussed on this podcast is for educational purposes only and should not be construed as individual tax, legal, or investment advice. Investing involves risk of loss and investors should be prepared to bear potential losses. Past performance may not be indicative of future results. Joe Allaria is an Investment Adviser Representative of, a Registered Investment Advisory firm. The information discussed on this podcast may be derived from third parties that are believed to be reliable, but CarsonAllaria Wealth Management does not control or guarantee the accuracy or timeliness of such information and disclaims all liability for damages resulting from such sources. Any references to third parties are provided as a convenience and do not constitute an endorsement.
Learn more about CarsonAllaria Wealth Management at https://carsonallaria.com/ -
Travel is one of the most popular activities that retirees like to tackle after their working years. Whether traveling domestically or internationally, retirement is a wonderful time to explore new places and to take your time while doing so. On this episode, Host Joe Allaria is joined by Travel Advisor and Founder of New View Travel, Janine Cartier to discuss how to plan your dream vacation in retirement. SPOILER: It all starts with a solid plan.
About Our Guest
Janine Cartier is a Travel Advisor and the Founder of New View Travel. New View Travel is a luxury, boutique travel agency based in St. Louis, MO working as an independent affiliate of Sixth Star Travel, a Virtuoso agency. From land to sea, from city to safari, they craft the perfect itinerary to match your unique style of travel. Their team handles all the details including research, accommodation, tours, transportation, and amenities so you can just focus on the magic of checking another experience off your bucket list!
Resources Mentioned on the Show
Social Security Loopholes article, www.carsonallaria.com
New View Travel Agency websiteListener Question
My wife was born 8/26/48 she has been drawing her social security since her full retirement age. I am much younger, born 3/19/1957 and will be full retirement age on 9/19/2023. My question is: at my full retirement age can I begin to draw a spousal benefit and delay my own benefit until age 70? Please help!
Submit Your Questions
To submit a listener question, visit our website, https://www.retirementpowerhourpodcast.com , and enter the details of your question.
Leave a Review
Visit https://www.retirementpowerhourpodcast.com to leave a review on Apple Podcasts or Spotify.
Disclaimer:
All material discussed on this podcast is for educational purposes only and should not be construed as individual tax, legal, or investment advice. Investing involves risk of loss and investors should be prepared to bear potential losses. Past performance may not be indicative of future results. Joe Allaria is an Investment Adviser Representative of , a Registered Investment Advisory firm. Information discussed on this podcast may be derived from third parties that are believed to be reliable, but CarsonAllaria Wealth Management does not control or guarantee the accuracy or timeliness of such information and disclaims all liability for damages resulting from such sources. Any references to third parties are provided as a convenience and do not constitute an endorsement. -
Do you have "good" investments? How do you know? What is a good rate of return? How much time do you need to evaluate if you own good investments? In this episode, Host Joe Allaria and Co-Host Jay Waters discuss the pitfalls the many investors fall into when they are evaluating their own investments, and how having the wrong perspective can lead you astray.
Listener Question
What is a realistic rate of return expectation for a newly retired individual?
Submit Your Questions
To submit a listener question, visit our website, https://www.retirementpowerhourpodcast.com , and enter the details of your question.
Leave a Review
Visit https://www.retirementpowerhourpodcast.com to leave a review on Apple Podcasts or Spotify.
Disclaimer:
All material discussed on this podcast is for educational purposes only and should not be construed as individual tax, legal, or investment advice. Investing involves risk of loss and investors should be prepared to bear potential losses. Past performance may not be indicative of future results. Joe Allaria is an Investment Adviser Representative of , a Registered Investment Advisory firm. Information discussed on this podcast may be derived from third parties that are believed to be reliable, but CarsonAllaria Wealth Management does not control or guarantee the accuracy or timeliness of such information and disclaims all liability for damages resulting from such sources. Any references to third parties are provided as a convenience and do not constitute an endorsement. -
Annuities seem to have a negative connotation within the financial industry, but do they deserve it? Are annuities good or are they bad? Because there are so many different types of annuities, it's hard to generalize that they are either good or bad. Each annuity should be evaluated independently based on each individualâs situation.
On episode 19 of The Retirement Power Hour, host Joe Allaria is joined by fellow Partner and Wealth Advisor of CarsonAllaria Wealth Management, Mark Allaria, CFPÂź, as the two discuss the pros and cons of annuities, as well as the different types out there.
Listener Question
What should I make of the U.S. debt ceiling issue? Should I be concerned?
Submit Your Questions
To submit a listener question, visit our website, https://www.retirementpowerhourpodcast.com , and enter the details of your question.
Leave a Review
Visit https://www.retirementpowerhourpodcast.com to leave a review on Apple Podcasts or Spotify.
Disclaimer:
All material discussed on this podcast is for educational purposes only and should not be construed as individual tax, legal, or investment advice. Investing involves risk of loss and investors should be prepared to bear potential losses. Past performance may not be indicative of future results. Joe Allaria is an Investment Adviser Representative of , a Registered Investment Advisory firm. Information discussed on this podcast may be derived from third parties that are believed to be reliable, but CarsonAllaria Wealth Management does not control or guarantee the accuracy or timeliness of such information and disclaims all liability for damages resulting from such sources. Any references to third parties are provided as a convenience and do not constitute an endorsement. -
Social Security filing strategies can get complex for couples, especially those with different ages. Can you start a spousal benefit, then switch to your own? Can you start your own benefit, then switch to a spousal benefit? What is a restricted application? Can I still file and suspend? So many questions and not enough answers. But, we're fixing that problem on this episode by answering several listener questions around this very topic.
Click to listen as host Joe Allaria discusses Social Security Spousal Planning.Submit Your Questions
To submit a listener question, visit our website HERE and enter the details of your question.
Leave a Review
Click here to leave a review on Apple Podcasts or Spotify.
Disclaimer: All material discussed on this podcast is for educational purposes only and should not be construed as individual tax, legal, or investment advice. Investing involves risk of loss and investors should be prepared to bear potential losses. Past performance may not be indicative of future results. Joe Allaria is an Investment Adviser Representative of CarsonAllaria Wealth Management, a Registered Investment Advisory firm. Information discussed on this podcast may be derived from third parties that are believed to be reliable, but CarsonAllaria Wealth Management does not control or guarantee the accuracy or timeliness of such information and disclaims all liability for damages resulting from such sources. Any references to third parties are provided as a convenience and do not constitute an endorsement. -
It's that time of year again...when we see stock market predictions being released by financial institutions, fund managers, financial media personnel, and other financial âexperts.â Most of these predictions end up being wildly inaccurate, yet they keep being made, and many keep listening.
Click to listen as host Joe Allaria uncovers how these "experts" did on their 2022 predictions, and what they're saying about 2023.
Listener Question
What will the stock market do in 2023? We're talking about that for the whole show, so be sure to tune in!Submit Your Questions
To submit a listener question, visit our website HERE and enter the details of your question.
Leave a Review
Click here to leave a review on Apple Podcasts or Spotify.
Disclaimer: All material discussed on this podcast is for educational purposes only and should not be construed as individual tax, legal, or investment advice. Investing involves risk of loss and investors should be prepared to bear potential losses. Past performance may not be indicative of future results. Joe Allaria is an Investment Adviser Representative of CarsonAllaria Wealth Management, a Registered Investment Advisory firm. Information discussed on this podcast may be derived from third parties that are believed to be reliable, but CarsonAllaria Wealth Management does not control or guarantee the accuracy or timeliness of such information and disclaims all liability for damages resulting from such sources. Any references to third parties are provided as a convenience and do not constitute an endorsement. -
In this episode, Host and CERTIFIED FINANCIAL PLANNERâą professional Joe Allaria is joined by Wendy Green, the Founder and Host of the "Hey, Boomer" podcast, and the two discuss Creating Your Retirement Identity.
Recent retirees can often find themselves in a retirement identity crisis after using their title as a defining adjective for who they are for so many years and then having that title anymore. Tune in to hear more about different ways to frame your identity both prior to and during retirement.Listener Question
Hey, Boomer Coaching ProgramHey, Boomer Vitality Assessment
You'll also hear an answer to Dale's question, which is regarding what health insurance alternatives exist for those that wish to retire before they are eligible for Medicare at age 65, but still need health insurance.
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Disclaimer: All material discussed on this podcast is for educational purposes only and should not be construed as individual tax, legal, or investment advice. Investing involves risk of loss and investors should be prepared to bear potential losses. Past performance may not be indicative of future results. Joe Allaria is an Investment Adviser Representative of CarsonAllaria Wealth Management, a Registered Investment Advisory firm. Information discussed on this podcast may be derived from third parties that are believed to be reliable, but CarsonAllaria Wealth Management does not control or guarantee the accuracy or timeliness of such information and disclaims all liability for damages resulting from such sources. Any references to third parties are provided as a convenience and do not constitute an endorsement. - Mehr anzeigen
